One of these cameras could have caught the entire incident on video. Do you plan to receive medical treatment? Then, you would have the real scoop on it. Hadn't felt a thing. Also, if you had passengers with you, they will be able to back up your claim. and consent to receive calls which may be autodialed/pre-recorded If the damages are going to cost $500 to repair, but the deductible is $1,000, you will not be paying for the repairs out of pocket anyway, so there is no need to file a claim with your insurance company. Can I File a Claim if I'm Injured in an Uber? There are a number of things you should do after you hit a parked car but the most important one is to not flee the scene. They may even have a description of that person’s vehicle or a partial tag number. Ranting and raving is not going to solve this issue. Evidence, such as video footage and witness statements, are always beneficial. An accident injury lawyer will also investigate the case, review the evidence and help gather more evidence, and then determine how you should proceed. If you are having trouble with the insurance company, you should consult with a personal injury attorney. PersonalInjury-Law.com is not a lawyer or law firm. If you somehow scratch a PARKED CAR, cmon people its PARKED, how can you be so dumb as to not see it. If you scratched someone’s car by accident or are not sure if you scratched a car, stay and search for the owner. You do not get a free pass for being careless just because the car was improperly parked. When she saw me she told me I'd hit her car. Contact the Authorities. Do You Need a Lawyer if Your Parked Car Was Hit? They could hit it with a shopping cart, slam a car door against it, scrape it with a key, or hit it with something they were loading in their car. When you realize there is damage, you need to stay on the scene and make sure an accident report is completed. What to do if you hit a parked car. To better prepare yourself, here is what you need to know if you’ve hit a parked car: Let your better judgement prevail and do your best to locate the owner of the parked car. Car is scraped. You may have to take your vehicle in to a paint shop or auto body repair facility to have the scratch repaired. Last Saturday, I returned to my car in the supermarket car park, to find a lady standing next to it, studying the bumper, and the side of her car. If you feel this is the "best" answer or is "helpful," please indicate. A shopping cart pushed by the wind collides with your car. If you have a scratch caused by a comprehensive coverage factor, you need comprehensive listed on the damaged vehicle in order for your insurance company to pay for repairing the damage. See more articles from The News Wheel. You will need to take your vehicle to a qualified auto body shop to have a written estimate prepared for the cost of fixing the scratches. To file a claim, you will need to have comprehensive insurance coverage. To find out the attorney or advocate in your area who is responsible for the advertisement, click here. If it was with my shopping cart, and the scratch is more than clear coat deep, I will again call the other customer and give them $50. Link to post depends on what I scratched it with and how bad. While your insurance may argue with you and claim that you were responsible for the damages yourself and it falls under your collision coverage, you should be able to provide enough evidence to show that the damages were the direct result of someone else while your vehicle was parked in the parking lot. Video footage, photographs, and even a damage repair estimate could be helpful. You shouldn’t be left paying for the damages out of pocket when they should be covered by auto insurance. from an affiliate. If you return to your car and there isn’t anyone waiting or they did not leave a note about your vehicle scratch, you may be wondering what to do. You will need to check your auto insurance deductible for handling a comprehensive claim. Supermarket car parks are the number-one place for British motorists to pick up damage to their car, with 48% of people who picked up a parking prang saying that this is where they picked up a car scratch or dent. You could anonymously call the police department and ask what you would do in this case, if you did accidentally scratch another car and did not realize it. Coming back to your parked car to find it pranged, scratched or dinted can be a stressful situation. Ask pedestrians, retailers or residents near where your car was stationed if they saw someone side-swiping your car or remember cars parked near you. Take photos, look for possible witnesses, and contact your insurance company. #2 – What to do if you scratch a parked car? 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