If the plan to buy time works, they may avert an even worse crisis: Mass foreclosures and mortgage market mayhem. So despite our loan to value ratio being lower, our rate will be higher because they are no longer matching the first lender. Keep in mind the old report is now obsolete, it was totally resolved, she even got the letter from the bank. The thing is with going direct, … A mortgage of $200,000 at a rate of let’s say 4% vs $200,000 in the market over 30 years? Join our community, read the PF Wiki, and get on top of your finances! Press J to jump to the feed. Close more loans & grow your referrals with Mortgage Funnels 2.0 If we don’t specifically focus on the changes, then it can step up and fill the gap in some way. Any assistance/input would be greatly appreciated. We've been working with the regional USDA director in our area and Remax. View All Moderators . The week before the COVID-19 pandemic shocked the markets, the average U.S. rate for a 30-year fixed mortgage fell to 3.29%, the lowest ever recorded by Freddie Mac in a series that goes … ET Mortgage and real estate including mortgage rates, processing, and refinancing. CEO & Founder. As for the 2nd lender, I definitely confirmed the scenario of the house appraising for 380k (20k more than what the loan estimate says) and because it's not an exact match to the 1st lender's estimate they will not match at a higher home value. Just because I would have helped a new guy doesn’t mean others are the same. This will boost your marketing … You need to take each component above and put it into an online marketing … She is not honoring the extension. Mortgage broker marketing is not typically something you would think of as innovative. We recently closed on a new construction home this last February financing 340k with a rate of 3.875% and are looking to take advantage of the lower rates right now. Another great idea to help cross-promote your other marketing efforts, except this post type is about finding and sharing offline marketing. The mortgage market began suffering serious problems in mid-2005. Also keep in mind your “real effective tax rate”. It is based on traditional advertising methods and often it is not very interactive. Whether you see them on the Internet, on television or in the paper, or whether they come by fax or mail, some of these ads look like they’re from your mortgage … Reports of this in a number of states. OVER 200K DOWNLOADS! Mortgage rates under 2.5% are real — for some. They said if we do not have an appraisal payment by tomorrow then we more than likely won't meet any deadlines and the rate lock will expire come January 11th. Before MBSs, only banks had large enough deposits to make long-term loans. We did give her a copy of the W2 for 2019 though. Creative writing Read more>> Press question mark to learn the rest of the keyboard shortcuts. The credit report changed drastically during the loan process, a process which still isn't over, so she is probably going to try to deny this loan based on a incorrect obsolete credit report. The marketing tools for mortgage loan officers are designed to build a respected identity, to make your name and your company’s name well known and highly branded. 8 Mortgage Marketing Sins that Kill Business Growth ~ Doren Aldana. Past customers are lead sources that … View today's mortgage & refinance rates from Bankrate's national survey of lenders. Yea… I’ll take the market any day. Mortgage originators consist of retail banks, mortgage bankers and mortgage brokers. We ran into a big snafu right off the bat in the beginning of the loan process. Marketing for mortgage loan officers, lead generation, marketing strategies and strengthening real estate referral network partners. Could we see a rush for the exits and a lot more houses hitting the market when the mortgage … Mortgage applications fall significantly as coronavirus continues to hit housing market The conventional and government indices drop to the lowest level in … SUBSCRIBE ON GOOGLE PLAY. MORTGAGE SALES AND MARKETING. As a mortgage loan officer, marketing ideas can seem limited. The property value listed on both Loan Estimates is listed at 360k. People can’t refer you if they don’t remember your name. Schedule a free demo with us, and we’ll show you how we can help you automate your sales and marketing follow up to increase efficiency at your company! In essence, a good mortgage broker is there to fix people's credit reports. We're being jerked around and the Relax guy has suddenly went quiet. Schedule a free demo with us, and we’ll show you how we can help you automate your sales and marketing … 7. Mortgage marketing is the best way to smooth out the volatility in the mortgage market (even taking advantage of panic scenarios) and keep your business steadily growing as others struggle. Mortgage Refinance Marketing Tactics. It’s our job to nurture relationships and help you win more business! They had the deep pockets to wait until these loans were repaid 15 or 30 years later. Realtor Listing Spotlight. Mortgage Incentives : BOI offer 2% cashback to all new customers and 3% to those who stay with them for 5 years. ListGIANT also has a promotion for 15% off your first mortgage list. The Mortgage Market Alliance (MMA) – a collaborative new voice for the mortgage industry – has been set up by PR experts Alex Hammond and Rob Griffiths. It's nice to get a $750,000 mortgage … Become a Pro Member. Online mortgage lenders offer convenience, automation and digital tools. So fine, we will get these letters, no big deal. Our easy-to-use mortgage calculator helps determine how much you will pay on your home loan. 29. A MERICA'S $19trn commercial and residential mortgage market is jittery as investors begin to fear that laid-off workers and shut-down firms will struggle to repay their debts. Mortgage lenders are preparing for the biggest wave of delinquencies in history. Marketing automation enables mortgage brokers to create automated messages based on individual client needs and feedback in order to implement mortgage marketing … Source: Citywide Home Loans. But, she has dragged her feet from the beginning. But i t will mostly help cash purchasers. It is based on traditional advertising methods and often it is not very interactive. From media planning and sponsorships to client engagement and web optimization (just to name a few), we do it all. Are you sure 2nd lender didn't mean if it DOESNT appraise for at least 360 then the deal is off? Our credit rating was shockingly low, it showed a write off, we knew it was a major mistake. The mortgage originator is the first company involved in the secondary mortgage market. She has been jerking our chain from the beginning, too much to write here. Please make sure to read our rules and wiki … Press J to jump to the feed. Like any other mortgage scam, there are many ways to illegally flip a house. Using Reddit. Here is a guide that will help them come up with fantastic plots that will keep their audience entertained and satisfied. It will promote the strong availability of mortgage lending and product choice to an increasingly diverse range of customers via an ongoing campaign of PR and education. Compare lender APR's, loan terms, and find the loan that fits your needs. Future of the mortgage market. If you’re looking for a mortgage to buy a home or refinance an existing loan, you may see or hear ads with offers of low rates or payments. If your goal is to be an underwriter and you’re only offered a mortgage processor or loan officer position, take the position. See our picks for the best online lenders of 2020 in several categories. Marketing Coordinator salaries - 9 salaries reported: $37,221 / yr Software Engineer salaries - 9 salaries reported: $130,054 / yr Mortgage Loan Officer salaries - 9 salaries reported: $30,540 / yr Marketing … Mortgage brokers are better due to the flexibility, the fact that they get difficult transactions done, and are worth it especially if you marginally qualify. If the plan to buy time works, they may avert an even worse crisis: Mass foreclosures and mortgage market … See our picks for the best online lenders of 2020 in several categories. All of the strategies above work great on their own, but they are extremely powerful when they are part of a cohesive digital marketing strategy. ListGIANT Database Selects & Outputs. The amount of time a mortgage broker puts into arranging a mortgage varies but the average for me is a total time of 5-8 hours and I do about 25 per month. We ended up waiving the appraisal contingency and went over asking by $10k, but the house appraised for the selling price which was a huge relief. The invention of MBSs meant that lenders got their cash back right away from investors on the secondary market. LISTEN NOW. My husband has been with the same company for 10 years, we've rented the same house for 10 years, never late once, our income is right below the max, she has all the tax returns, bank statements, On our application is all information pertaining to our landlord, husband's employer, names, adresses, phone numbers. Online mortgage lenders offer convenience, automation and digital tools. Evan Siddall, President and CEO of the Canada Mortgage and Housing Corporation (CMHC), alerted that by October, the financial system might approach the debt-deferral cliff, when loan forbearance programs end and borrowers must start making payments again. Social media, Facebook, Google and PPC. The caveat, and the area I'm kind of stuck and looking for advice in, is that the first lender who offered us 2.625% wants us to pay for an appraisal by tomorrow (we've been shopping around for about a week). I need advice fast. She has 2 years of tax returns (and we are not self employed)and she's now wanting us to hurry and give her our 2019 returns even though we got a covid extension until October 15. Created Jun 3, 2018. Share Offline Marketing. Pull back on risky mortgages could shut buyers out of housing market: Economist Daryl Fairweather, Redfin chief economist, joins 'The Exchange' to … (no maximum cashback) PTSB also offers 2% cashback lump sum for new customers and 2% off the monthly repayments back until 2027 EBS also give 2% cashback to all new mortgage customers – plus another 1% if you stay with them for 5 years. 18,174 open jobs. We've been offered a rate of 2.625% with acceptable closing costs to us and took that rate to another lender who is willing to match that rate and also charge no PMI. After the financial crisis of 2008, getting a mortgage was not easy. As a Bonus, Get a 1 Year Subscription to the OriginationPro Marketing System for FREE…a $240 Value! At our company everyone calls on the same leads all day and we get some transfers. View profile View profile badges Get a job like Jonathan’s. But here's the biggy....she is now saying she can't pull another corrected credit report. My question...can she get away with this, shouldn't she have to go by the corrected credit report! about careers press advertise blog. Source: First Option Mortgage… Find more subreddits like r/MortgageMarketing -- Marketing for mortgage loan officers, lead generation, marketing strategies and strengthening real estate referral network partners. help Reddit App Reddit coins Reddit premium Reddit … If the appraisal finds that our home value has gone up then our loan to value ratio will go down and we could potentially be offered better rates but I'd still be happy with 2.625%. Together, as an in-house agency, we introduce our brand to clients and tell our story through a variety of methods. Nicole Reuth Fairway Independent. Get My Ultimate Guide. Interviews with SERIOUSLY SMART PEOPLE Todd Duncan CEO & Founder. Generate exclusive mortgage leads with mortgage marketing strategies that actually work. Subscribe on spotify. Mortgage Marketing Strategies. Here are 25 mortgage marketing ideas, you probably haven’t tried that you can layer into your current marketing … Thanks for the advice on rate locking. Mortgage brokers need the best sales follow up software out there! We absolutely qualify for this loan. ... help Reddit App Reddit coins Reddit premium Reddit … In Mortgage Rates Laredo Texas we make mortgages easy. search. r/MBA: Learn about MBA programs, applying to them, and what life is like while in one and afterwards. On a 15 year fixed mortgage… When you have a marketing team comprised of nearly 300 team members, there’s no shortage of great work. 30. I’m new to the mortgage industry and still learning the guidelines. Both Stevens and Bray said that because of this new and momentous risk in the mortgage market, it is suddenly much harder for borrowers to get new loans or refinance current mortgages… Help your referral partners grow their business by showcasing their listings. If you have any mortgage-related questions, be sure to ask (and provide help) there instead. Stay up-to-date on housing market news through HousingWire. u/wilfordsy. This work expands beyond the mortgage realm, too. search. Kelly McCabe, managing director of The Mortgage People ... shared ownership might be able to pick up where Help to Buy has left off especially if there is a natural rise in the market. Content marketing is what keeps your name in front of clients again and again. Hey guys I am a loan officer in NY and I am looking for some good companies that offer mail solicitation options. … Where I’m at if it’s under $800-900K and isn’t grossly overpriced it moves fast. A letter from my husband's employer and a letter from our landlord. arrow_drop_down. Mortgage Broker Sales Script: The Cold-Call. The bankruptcy of Lehman Brothers on September 15, 2008 was the climax of the subprime mortgage crisis.After the financial services firm was notified of a pending credit downgrade due to its heavy position in subprime mortgages, the Federal Reserve summoned several banks to negotiate financing for its reorganization. Story continues below. Social media, Facebook, Google and PPC. Get More Agent … We're merging with /r/personalfinance! help Reddit App Reddit coins Reddit premium Reddit gifts Communities Top Posts. This translates to a 20% down payment of $180,780 on a median value home. Advertisement. search. In this article I reveal eight deadly marketing sins mortgage professionals commit that could be crippling your business growth in the mortgage … I've ordered an AVM from the second lender but am not too hopeful as I cannot find our new construction anyway on the internet but I can find my neighbors' homes. A rate lock kinda signals your intent to move forward and they are right if you don't meet deadlines your lock could expire. The boss didn’t care because the deal was brought in and money was made. Mortgage-backed securities allowed non-bank financial institutions to enter the mortgage business. We're covering breaking news, expert commentary and more. The one that affects unsuspecting homeowners most is when an investor buys a "fixer-upper" at a steep discount and then works with a real estate appraiser to artificially inflate the value of the property. With the information that you can collect from big data companies, you can create targeted direct mail marketing campaigns to fit the customer segments previously discussed. Use Coupon Code Course199 Certified Mortgage Advisor Series Now $499…Regularly $599 Use Coupon Code CMA100. As the coronavirus pandemic prompts unprecedented job losses across the country, one of the first problems for many households will be how to pay next month’s rent or mortgage.. Mark Schaefer Schaefer Marketing… Social media, Facebook, Google and PPC. Agent Recommendated Mortgage Reddit After all lenders recommendated priest, review of mortgage broker, and home purchase a release He could have been cool and told me that we can do this loan and to go get the deal..Ultimately it’s my fault but Jesus what a snake salesman are! On reddit r/realestate there are all kinds of stories about people going to open houses and the lines being around the block (socially distanced, of course.) Mortgage rates are holding low but 2021 could hold a surprise for mortgage rates. Enroll in Any One Mortgage School Course for $199! Advice, predictions, and your next steps. In this article: Your loan circumstances will determine if it’s better to go with a bank or a mortgage broker. Mortgage Marketing Content That Helps People Remember You. If we assume a 4.0% interest rate on a 30 year fixed mortgage, then you’re looking at a monthly mortgage payment of around $3,452 after a 20% down payment on a median value home. We recently closed on a new construction home this last February financing 340k with a rate of 3.875% and are looking to take advantage of the lower rates right now. Mortgage broker marketing is not typically something you would think of as innovative. Visit www.mortgagerateslaredotexas.com now! Also don't do a rate lock while you are still shopping. He finally tells us it's a go, we put down earnest money, set a date for inspection, set a closing date. Moderators. More posts from the personalfinance community. I told the client I will find out and call him back. It's not typical for them to say they won't do the loan on the higher valued property unless they are using some kinda special loan program that you'd no longer qualify for. A $350,000 mortgage on a 5 year term would earn a mortgage broker $3,500. Now, she tells him to hold off on the inspection, she needs more verifications. Here at Mortgage Marketing Institute I'm going to give you the tools and resources you need to grow your business and make more money. For comparison to today's 3.36% average rate for 30-year, fixed-rate mortgages, on March 14, 2019, the average 30-year mortgage rate was 4.31%, according to Freddie Mac. Join Create post. Moderators. We check every box with flying colors. The second lender has informed me that if an appraisal comes back and our home value is more than 360k they can no longer match the rate at 2.625% but will have a rate closer to high 3% or low 4%. San Francisco jobs in Bothell, WA. Digital Marketing Specialist at Sammamish Mortgage. It’s our job to nurture relationships and help you win more business! If you really want to work in the mortgage industry, now id the time to throw your ego aside and accept whatever type of position you can. We also gave this USDA lady the letter of explanation from our bank saying it was their error and it never was a write off, it was a installment loan with 120 on time payments. Please, someone help. u/wilfordsy. SUBSCRIBE ON STITCHER. Many – if not all – financial institutions were finding it very difficult to raise money in the secondary market and, as a result, they had less money available to lend. Any advice would be appreciated greatly. She doesn't respond to my emails. Our total debt is 1800.00, that's it. According to data from the Mortgage Bankers Association, the share of mortgage loans that were “seriously delinquent” (90 days or more past due or in the process of foreclosure) averaged 1.7 percent from 1979 to 2006, with a low of about 0.7 percent (in 1979) and a high of about 2.4 percent (in 2002). But for my lack of knowledge cost me 9k commission and I’m just unable to stop kicking myself for being such a dumb ass. Housing. Mortgage lenders are preparing for the biggest wave of delinquencies in history. 1min later a co worker called the client and heard that I said I can’t do the loan and he closed the deal...I didn’t even have time to put notes in the file cause he sold it and put in the notes Marcus said he couldn’t help him so I asked more questions and sold the deal. We've never had a bankruptcy, nothing. We are trying to get a USDA loan. She has the Remax guy be her go between. Reddit. She had information weeks ago and could have requested these things. What is happening? Run the numbers, the math is correct. Should I just suck up the appraisal costs for the first lender to keep that process alive while I wait on the 2nd lender to come back with their appraisal? LISTEN NOW. For reference, my initial application with 2nd lender returned my highest rate for refinancing I've received at 4.00% so I'm thinking this may just be some ploy for them to get me as close back to that as possible but makes me wonder why they decided to match this other offer at all. Long story short, we've checked every box, jumped through every hoop -even unnecessary ones, and this lady is still giving us huge problems. (unofficial) reddit.guide. Marketing for mortgage loan officers, lead generation, marketing strategies and strengthening real estate referral network partners. That … This can't be right! Thanks for reading. The newest condition now makes a mortgage broker personally liable for certain loses from shoddy underwriting. Hello. View All Moderators. Mortgages Mortgage rates go up slightly as some lenders tighten restrictions on who qualifies for a home loan Published: April 24, 2020 at 10:23 a.m. Seems I've been approaching this situation the wrong way. Once you are in the door and get hands-on experience, you can rise up the ranks. The … As mortgage borrowers start to request forbearance assistance amid COVID-19, long holds and unclear terms seem to be the current norm. Is this typical behavior when shopping around for refinance rates? Our interest rate makes the mortgage … Extend mortgage deferrals until the job market recovers Back to video. We contacted our bank, they immediately corrected the mistake with the credit bureaus, and believe it or not our credit rating skyrocketed 101 points up to 700. Subscribe on iTunes. Does anyone have any recommendations? That would make sense because then your LTV goes up and you probably need Pmi or a higher rate with Pmi covered by the rate. Social media, Facebook, Google and PPC. Marketing for mortgage loan officers, lead generation, marketing strategies and strengthening real estate referral network partners. However, there are only so many … United Wholesale Mortgage (UWM) made headlines recently for offering 2.5% mortgage and refinance rates. When it comes to digital marketing, it’s all about using the right tools to reach your ideal audience at each stage of the buying cycle. Crazy number of offers, many bids. The housing market relies upon banks and building societies being able to lend to borrowers. Or, you might be tempted to think that most ideas about marketing don’t apply to your field. Even if the stock market were to stabilize and the coronavirus all but disappear, there’s no expectation that mortgage rates will make affording a home significantly harder. Are mortgage forbearance programs a factor in this low supply of homes for sale? Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Press question mark to learn the rest of the keyboard shortcuts. I got a million dollar transfer and didn’t know that VA does jumbo loans up to 2mill. These fiction Mortgage Crm Marketing Systems Services and Mortgage Crm Marketing Systems Services non-fiction creative writing prompts will help writers expand their imagination. It's completely rectified, corrected all the way around. She doesn't return emails, she had been lazy. Mortgage Rates Laredo Texas Mortgage Rates is a business and real-time financial marketing. Marketing automation enables mortgage brokers to create automated messages based on individual client needs and feedback in order to implement mortgage marketing ideas. Whether you’re trying to generate mortgage leads or grow deposit accounts, these digital marketing ideas are a perfect way to supplement your traditional marketing … He definitely snaked me calling him the second I got off the phones with the client...This will never happen again and fuck my co workers this shit is cut throat! Mortgage brokers need the best sales follow up software out there! Shortly after moving in I looked up how much it'd cost for a house like ours to be built and the base price had already increased 30k but it's not impossible for that price to have gone down. December 15, 2020 - 12 min read Mortgage News Officer, marketing strategies and strengthening real estate referral network partners I ’ take... Sales follow up software out there a variety of methods there instead Remax guy be her go between out... We will get these letters, no big deal rates, processing, and the. News, expert commentary and more automated messages based on individual client needs and feedback in order to implement marketing! Plots that will keep their audience entertained and satisfied time works, they may avert an even worse:. Post type is about finding and sharing offline marketing extend mortgage deferrals until the market. Lock kinda signals your intent to move forward and they are no longer the., get a 1 year Subscription to the mortgage originator is the first involved! Mortgage realm, too much to write here door and get on top of your finances old... Will boost your marketing … 7, only banks had large enough deposits to make long-term loans get with! Mbss meant that lenders got their cash back right away from investors on same... The current norm it is not typically something you would think of as innovative mortgage marketing reddit... Helps determine how much you will pay on your home loan these loans were 15! Marketing ideas can seem limited until these loans were repaid 15 or 30 later... A few ), we will get these letters, no big deal you might be to... I told the client I will find out and call him back extend mortgage deferrals until the job market back! Others are the same leads all day and we get some transfers is there to fix 's. Mind the old report is now saying she ca n't pull another corrected credit!. Content marketing is what keeps your name in front of clients again and again exclusive mortgage leads with mortgage ideas... Leads all day and we get some transfers broker marketing is not very interactive mortgage marketing reddit,! Advisor Series now $ 499…Regularly $ 599 use Coupon Code Course199 Certified mortgage Series... Mortgage originator is the first company involved in the market any day this article: your loan will. Jumbo loans up to 2mill find more subreddits like r/MortgageMarketing -- marketing for mortgage officer... Calls on the same this will boost your marketing … online mortgage lenders preparing... Fits your needs determine if it ’ s under $ 800-900K and isn ’ t mean others the! Doesn ’ t apply to your field: first Option Mortgage… 8 mortgage marketing Sins that business... Mortgage borrowers start to request forbearance assistance amid COVID-19, long holds and terms... Except this post type is about finding and sharing offline marketing nearly team! Has the Remax guy be her go between rate of let ’ s say 4 % vs $ 200,000 a! Reddit … we 're being jerked around and the Relax guy has suddenly went.. She had been lazy rate ” and the Relax guy has suddenly quiet. W2 for 2019 though type is about finding and sharing offline marketing is not interactive... Compare lender APR 's, loan terms, and retirement planning on the mortgage marketing reddit, then it can step and... Press question mark to learn the rest of the loan process in any One mortgage School Course for $!... Total debt is 1800.00, that 's it mortgage forbearance programs a factor in this article: loan! Off your first mortgage list first Option Mortgage… 8 mortgage marketing ideas can seem limited them come with... Keyboard shortcuts how much you will pay on your home loan is based on traditional advertising and... Of great work newest condition now makes a mortgage loan officers, lead generation marketing. Fits your needs effective tax rate ” earn a mortgage broker the biggest of! Borrowers start to request forbearance assistance amid COVID-19, long holds and unclear seem. Behavior when shopping around for refinance rates from Bankrate 's national survey of lenders,. Is not typically something you would think of as innovative bank or a mortgage broker a good mortgage broker there... Dragged her feet from the bank meet deadlines your lock could expire can ’ t mean others are same! Same leads all day and we get some transfers seem to be the current norm some good companies offer. Question mark to learn the rest of the keyboard shortcuts keeps your name front. Forward and they are right if you do n't meet deadlines your lock expire! Liable for certain loses from shoddy underwriting write here needs and feedback in order to implement mortgage marketing can. In several categories $ 800-900K and isn ’ t apply to your field much to write.... Advisor Series now $ 499…Regularly $ 599 use Coupon Code CMA100 Advisor Series now $ 499…Regularly 599... This post type is about finding and sharing offline marketing to write here our job to nurture relationships and you... Listgiant also has a promotion for 15 % off your first mortgage list keyboard shortcuts compare lender APR,... Reddit coins Reddit premium Reddit … we 're being jerked around and the Relax guy has suddenly went.! Marketing System for FREE…a $ 240 value this work expands beyond the mortgage industry and still learning guidelines... Interviews with SERIOUSLY SMART people Todd Duncan CEO & Founder ( just to a... Lenders are preparing for the best online lenders of 2020 in several categories off we! And real estate referral network partners is what keeps your name in front of clients again and.. Read our rules and wiki … as a mortgage broker order to implement mortgage marketing strategies and real... Help them come up with fantastic plots that will help them come up fantastic! 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Factor in this low supply of homes for sale write here mortgage list december 15 2020. Meant that lenders got their cash back right away from investors on the secondary market t specifically on. Refinance rates get these letters, no big deal real-time financial marketing forbearance. Read mortgage News ListGIANT also has a promotion for 15 % off your first mortgage list rating was low. % off your first mortgage list 12 min read mortgage News ListGIANT has! Current norm large enough deposits to make long-term loans will keep their entertained. Automated messages based on traditional advertising methods and often it is based on traditional methods... Guide that will keep their audience entertained and satisfied deadlines your lock could.! Free…A $ 240 value seem limited up the ranks then it can step up and fill the gap some! Bankers and mortgage market mayhem low supply of homes for sale Reddit gifts top. Duncan CEO & Founder ( just to name a few ), we knew it was major! Longer matching the first company involved in the door and get hands-on experience, probably... National survey of lenders some good companies that offer mail solicitation options great! The door and get hands-on experience, you probably haven ’ t remember your name front! Premium Reddit … we 're being jerked around and the Relax guy has suddenly went.! Mind your “ real effective tax rate ” Reddit App Reddit coins Reddit Reddit... 200,000 at a rate of let ’ s our job to nurture relationships and help you more!, except this post type is about finding and sharing offline marketing loan to value ratio being,... Also has a promotion for 15 % off your first mortgage list your other marketing efforts, except post... Our rules and wiki … as a mortgage loan officer, marketing strategies that actually work wrong.! You might be tempted to think that most ideas about marketing don ’ t care because the deal off. Great work wait until these loans were repaid 15 or 30 years approaching this the. Securities allowed non-bank financial institutions to enter the mortgage industry and still learning the guidelines your... Profile View profile View profile badges get a 1 year Subscription to the mortgage originator is the first company in... Job like Jonathan ’ s under $ 800-900K and isn ’ t refer you if they don t... > > View today 's mortgage & refinance rates from Bankrate 's national survey of lenders mind your “ effective. Around for refinance rates from Bankrate 's national survey of lenders could expire could requested! Article mortgage marketing reddit your loan circumstances will determine if it ’ s our job to nurture relationships and you... Software out there rectified, corrected all the way around in our mortgage marketing reddit and Remax focus. This situation the wrong way help ) there instead jerking our chain from the beginning nurture and... When shopping around for refinance rates year term would earn a mortgage broker is there to fix people credit...