If you have already missed a payment, you’ll need to speak to us as soon as you can. The minimum payment will be the higher of; a. interest for the period from the last statement, c. 1% of the full amount you owe as shown on your monthly statement (not including interest and default charges), B. We have spent 30 years working to support them in feeling confident about their money. Take a look at the example below (which includes introductory rates*), for a hypothetical purchase of £1,000 on your Gold Card. The Money Wellness Index first direct arena Mind partnership ... however the key is to be honest with yourself and really think about how you spend your money: even down those snacks you buy yourself whilst out and about. All we ask is that you can say yes to everything below: first direct is a division of HSBC UK Bank plc. Strong customer support. Rates make for a useful point of comparison when looking at financial products, and being up front about our charges helps you stay in control of your money. Money wellness; Heads Up! travel money delivered free direct to your door. online orders must be paid for using your UK issued first direct credit or debit card; for telephone orders your first direct account will be debited directly. representative rate of 16.9% APR variable. Up to 56 days' for purchases when you pay your balance in full every month by the due date. Travel help and advice. via your browser. Regular savers are available to those who already have a current account with the banks and can commit to regular deposits into the account: between £25 and £250 per month for HSBC and £25 and £300 for First Direct. We'll deliver your holiday money to your door* so you can focus on the important stuff (finding your sunglasses, planning what you want to buy in duty free...). Buy currency online at our best exchange rates Order online to lock in our very best rates* on your foreign currency. Private foreign exchange companies typically complete the … Here are the things you need to know before you can decide if our Gold Card is right for you. Skip to Help. While First Direct and HSBC's regular savings accounts were among our top picks, they weren't offering the best rate, which is currently still available from NatWest and RBS. Logon to our App or Online Banking and go to ‘Products’. I’ve already missed (or I am worried I am going to miss) a mortgage, loan or credit card payment, or I’m struggling with my overdraft. International payments. Gold Card Travel Money. Our dedicated team of currency experts have helped thousands of businesses manage international cash flow, mitigate risk and maximise overseas opportunities. Some of our current accounts have Travel Insurance. You can apply or simply get a commitment-free quote without a credit search. The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. First Direct, M&S Bank and Nationwide have all ranked highly in a comprehensive new customer survey, while giants such as Barclays, Lloyds and Santander didn’t even make the top 100 cut. the purchase price of what you bought is between £100 and £30,000. Who we are. There are two types of bridging loan: ‘closed’ and ‘open’. We'll be updating our website with further details shortly. 0% on purchases for 17 months after account opening. Regular savers are available to those who already have a current account with the banks and can commit to regular deposits into the account: between £25 and £250 per month for HSBC and £25 and £300 for First Direct. Where applicable, these will also be shown on your order confirmation, if you purchase your Travel Money using your UK issued. Current Page. Take advantage of our Online Price Promise. 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