I feel so bad. Hit and run crashes occur every single minute here in the U.S. according to the AAA Motor Club. It has been a requirement for many years that the Insured has to identify the at fault driver (not owner) if they don't want to pay the excess, I just debunked that by quoting the GIO PDS. I dropped the other person home that was with me and went straight to the police station. When I came back I noticed that there were slight white marks on the rear right corner of my car. Make a claim on your car insurance. I can't say it happens everywhere, every time but you are simply wrong to say it wouldn't be recorded. The more information about the accident, the easier it is to file the police report and accident claim with the insurance company. Hey guys I have a … This can make it difficult for consumers to compare alternatives or identify the companies behind the products. I was found at fault and have no insurance. Car hit but other driver drove off. Yesterday evening i was sitting in my room watching TV, when i heard a big bang outside, i got up to see what it was. Ever tried to register a car without providing a name and address? I bet they didn't provide you with a reason why they cant just that they won't or can't. You should consider whether the products or services featured on our site are appropriate for your needs. Search. A cops computer does not every persons contact number or email recorded. You want to clearly capture the extent and type of damage. It is not always easy to decide; sometimes both drivers are responsible. When the other person, who actually caused the accident, decides to take off, it is called a hit and run, and sadly it happens all too often both while driving and with hit and run accidents on parked cars. Many people have been the victim of a hit-and-run in one way or another. I doubt any person who values their job is going to give out personal information to a voice on the end of a telephone or someone who walks in off the street. Assuming the parking space is private property, in many (most?) The OP has nothing to lose and it will put pressure on his insurer to settle. Some people do not respond to the cops message card that is left if they are not home. My car was keyed the other day across the drivers side One accident I had some drunk driver hit my from the rear at a traffic light after midnight. Sydney, NSW, Australia 2000. I can tell you now that wouldn't be recorded anywhere, who's to say the person provided a real ID as well or the person didn't have any on them. Minor collisions aren't recorded by Police, unless they choose to do this via PAL, so the Constable takes what old mate says on face value and hands over the address details of the other person and moves onto the next customer. Try to remember to make a note of the registration plate of the car. So if someone refuses to exchange details after an accident, phone the police. Even if you decide to go down this path, you should still let your insurer know what happened. Maybe, maybe not. Consider what would happen if Police provided driver A the details of driver B. Driver A attends driver B's residence and an altercation takes place and someone is injured – precisely why Police are not to disclose such information (That information can be gleaned by insurance companies from the Police report). You can learn more about how we make money here. And with hit-and-run accidents, there’s obviously no way for you to hand over the details of the at-fault driver to your insurer, so you’ll typically need to pay an excess before your claim will be processed. Hey guys, yeah I spoke to a solicitor today and they said my sister is off the hook. They have failed to nominate who was driving. You can't be a witness if noone knows who you are! He doesn't have to with the GIO you claimed that this was some industry wide standard when its not. Are you reading anything I said? Even if you weren't driving you can be still held liable did you know that???? One alternative is to avoid making a claim, and instead pursue the culprit through legal means. Lodge a formal complaint with FOS www.fos.org.au. Crowded car parks, tight car parking spaces and ever growing vehicles are leading to more and more car park accidents, to the extent that parking prangs are now costing us more than £1.4 billion per year, according to Yahoo Finance UK! Someone Hit My Parked Car And Drove Off. As an example this is from a 2014 AAMI PDS: "You will not have to pay an excess for an incident where we agree the driver of your car was not at fault and you can give us the name and address of the other driver and the registration number of the other vehicle.". finder.com.au is one of Australia's leading comparison websites. So, don't leave the … then get a contact and reference number from your Insurer and pass it on the Police to give that information on, sorted... Silly question, have you tried googling the rego number provided. That is a bit different to what you said initially: the insurance people said that that cant do anything. You are again, incorrect saying the "The cops have the ability to look this up on their computer". Just to refresh your (short) memory, Crashbandit should have spent a bit more time reading the thread before linking to it :-). Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. Sometimes, the other driver is scared and doesn’t know how to deal with the situation. I ain't no snitch, but I imagine a snitch would go to the police wink. Bumped my car and drove off... Archive View Return to standard view. Talk about leaving an evidence trail. From the best overall RC car to the best RC car for kids, these are the six best RC cars you can buy in Australia right now. I went out to check the car and the rear bumper was hit, kind of cracked and a big scratch just behind the rear wheels where impact was made. It's up to the court process. This is exactly what my insurer's PDS says. Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. (eg. I phoned them immediately it happened but they said that since there was no injuries they wouldn't be able to attend until at least the beginning of the next shift however I was welcome to drop in and make a report. https://www.confirm.citec.com.au/citecConfirm/elearning/vehicle/qld_motor_vehicle_register.shtml. Relevance. I looked around to see if any other cars had damaged bumpers or paint but didn't see any. Think about it. The police wont be able to confirm this information nor do ring insurance coys. It doesn't cost him anything. Thanks for watching my video and kudos to you if you watched the whole thing! Whatever their reason, you don’t want to be left paying … Then then insurance coy will chase you for the damages as the owner, it's quite simple and you seem to fail to understand. Neither the victim nor the insurance company have the power to compel the registered owner of the vehicle to divulge the name of the driver. Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. The insurance company is trying to sue my sister and me for damages as she is the owner of the vehicle. Maybe the guy who hit my car himself left a note with a false rego number or someone else's rego number. Old mate rocks up and says "I've just had a minor collision with down the road, here's a card with her name, rego and number that she gave me, but I forgot to get her address and she isn't answering the phone". I would have to disagree with as I have just searched thePDS of the GIO and on page 37 says this. You are again, incorrect saying the "The cops have the ability to look this up on their computer". Don’t break the law by driving off; follow these steps instead. You might have found it a good idea to read that thread before linking to it...Hey guys, yeah I spoke to a solicitor today and they said my sister is off the hook. If they can be tracked down, they may be legally ordered to pay compensation for the damages. I did know their first name though which may have helped. The Police would only be bothered if someone was hurt and I doubt that anyone would go to the trouble of worrying about insurance either. What does that have to do with what I said? But it costs the insurer incremently the more they dig their heels in. Obviously someone's car rubbed slightly against mine as they were parking and they just drove off. I would have to disagree with as I have just searched the PDS of the GIO and on page 37 says this, https://www.gio.com.au/content/dam/suncorp/insurance/gio/documents/car-and-vehicle/car/gio-car-insurance-pds.pdf. An incident where we agree the driver of your car was not at fault, and you can give us the name and address of the other driver or the registration number of the other car No excess payable refer to table --emphasis in bold mine. Don’t worry, you’re not the first person to bump a parked vehicle. The form you need to complete is F3522. Loss of income or reduction of your income-earning capacity, Replacement or repair of any damaged property you own, Home modification costs required due to your injury, If your injury is severe enough you can also claim for general damages (pain, suffering and loss of enjoyment of life), Don’t chase after the other driver and attempt to take the law into your own hands, Try to take note of the vehicle’s registration number, Record a description of the driver and their vehicle, Phone the police and get an incident report number, Collect the names and contact information of any witnesses, as well as any details they can offer about the other driver, Take photos of the accident scene, including the damage to your vehicle and to any other property, Contact any businesses or homes near the accident scene that may have CCTV cameras that recorded the incident, Contact your insurer to notify them what has happened and begin the claims process. Also the policy PDS says that they dont do these types of searches any more. We compare from a wide set of banks, insurers and product issuers. How foolish are you? What Do I Do? The may not have. For you to think that this "seems" to be the luck of the draw then surely there would be countless threads to refer to and not just two or three that may or may not be hard to find. Overboard, privacy is not "bull". The insurance company may process the claim as though the driver is uninsured or underinsured. 21 Answers. If your claim against the Nominal Defendant is successful, you could receive compensation for: Don’t flee the scene! The fine goes to the registered owner. In your PDS. It's up to OP to sort it directly with his insurance coy who are being lazy. NRMA, AAMI and others all require that you provide the identity of the driver, not just the rego number. Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. The insurer said that i have to pay the access to get my car repaired even though I have the rego number of the car who hit my car. What would that achieve? The thing was about to go soon anyway. They don't take them over the phone. The form says a fee is payable-how much is it? My car was subsequently repaired (caved in driver's side passenger door, etc), Consider what would happen if Police provided driver A the details of driver B. Driver A attends driver B's residence and an altercation takes place. I panicked and drove off. So owner goes to court and is asked under Oath, were you driving the car at this time and date and he /she says no , then next question under Oath is "Well who was ?" Even if the police find out the owner and call them, the other party can simply refuse to accept that something even happened because there is no proof. By all means, report it to police but have realistic expectations and don't just assume they are citing "bull" if they don't say what you want to hear. The ins and outs of life insurance if you have epilepsy. Instead, make sure everyone involved is safe and call the emergency services if necessary. Statement of Claim. http://www.lawaccess.nsw.gov.au/Pages/representing/lawassist_employmentrights/lawassist_gp_gp/lawassist_goingtofmc_gp/lawassist_hearing_gp/lawassist_statementofclaim_gp.aspx, https://onlineregistry.lawlink.nsw.gov.au/content/help/filing-forms/file-statement-claim. from January 2011; to February 2011 ; last updated – posted 2011-Feb-9, 8:53 pm AEST posted 2011-Feb-9, 8:53 pm AEST User #256460 513 posts. You are right in saying that it varies with which cop you get, and it can vary for a multitude of reasons – not just the default assumed "oh the cop doesn't care". Rubbish. However, we aim to provide information to enable consumers to understand these issues. It would be a Magistrate, not a Judge. Ring back insurer tell them they should be requesting the owners details via the form that was linked which specifically refer to insurers lodging same with a letter on their business letterhead. Hoping someone can read the license plate in one of these videos of a Mercedes hitting my car. Well then, with your extensive court experience, you will have no trouble convincing a court that it should ignore the law, and all past legal precedents. The other driver told the police that he waited for "39" minutes for us to come back to our car before driving off without leaving any details. With this information at your disposal, it should then be easy to track down the driver’s contact and insurance details. After a car hits you and leaves the scene, the first thing to do is call the police, and then collect as much information as possible, recommends DMV.org. Can this person track me down now? If someone hits your parked car, the first thing you should do is call the police so they can investigate and create an accident report. The cops have the ability to look up this info on their computer but sometimes won't give it to you citing privacy bull. Video is compressed quality on imgur so unlikely the plate can be made out now. The police said that only having the rego number without any witness or myself witnessing the crash doesnt mean anything. Sheesh, isn't this what I already stated? When the insurance companies actually have a set process which involves them applying for the details legitimately, at a cost, through certain units in the Police departments of each state. The good news is that you'll probably be able to fix your car without many losses if you play your cards right. Whether you were in your vehicle when it was hit or someone dented it in the parking lot when you weren’t around, we’re here to make sure you know what to do next and what will happen if you make an insurance claim. That's the next step of there is no contact number or email. I have got someone's details from the police using a rego number before. OP, are you saying that you had full comprehensive insurance and that your insurer said you can make a claim without the details of the other cars driver? jurisdictions most traffic laws may not apply. Make sure your car and the surrounding area is safe and that there is no chance of any further accidents occurring before you start exchanging information with other drivers and gathering the details of witnesses. – I already explicitly said that the process was to contact the police for them to investigate, and that the insurance company and the victim have no power to compel the registered owner to do anything. My hood won't shut completely and my check engine light has been on. I did call the insurer and told them about the FOS and form F3522. Here's what you need to know before launching your new grocery delivery company. EDIT: vehicle and driver has been identified! You will be hard pressed finding a PDS that says otherwise. Otherwise in this day and age just consider your excess as part of the premium, add the two together and keep the sum low as possible. Optional, only if you want us to follow up with you. E.g. Thanks for the update, good to hear you got a positive result. The process is for the victim to report the collision to the police who should investigate and attempt to ascertain the identity of the other driver. been given the info straight away when they have tried at another station. I assume you have heard of the right not to self incriminate? Even if the police do not charge you with a driving offence, it does not mean you are not responsible. You might have found it a good idea to read that thread before linking to it... My point was they can and will pursue the owner if they want you said they would never. Also, my car is fairly old, a 94 Buick Century. If someone hits your parked car and drives off, you may still receive compensation through your own insurance company. To do this, you must prove the runaway driver was responsible for any damage or injury to you, your passengers or your car. Cough up the excess and live life. Alexandra Koster is Finder's publisher for car, home and pet insurance. The fine goes to the registered owner. The MIB will cover the repair costs only if the vehicle of the hit and run driver is identified or traced. What to do if you hit a parked car. It seems to vary with the cop you get. What you need to know about starting a fridge repair business in Australia. Obviously not./forum-replies.cfm?t=2565803#r6. Those Police do so at their own peril. Posted on August 10 by Bob Kraft. finder.com.au has access to track details from the product issuers listed on our sites. You don't have to suggest it. Archive View Return to standard view. If they do, they won't be employed for much longer. That's why the insurance coy will write to the owner and claim liability and advise them of the details of the accident and allow them to nominate another driver.. Cops can only do so much. Insurance. She pulled over, the guy drove alongside, looked in then drove off. I just told you that I phoned them and they told me to come in and make a report. Is there anything I can do? I just said that the police can provide the owner's details. As others have responded their is no claim against the owner, only the driver. Hence why there are certain policies in place for releasing information to the general public, to prevent mishaps. My point was they can and will pursue the owner if they want you said they would never. The policeman said that generally they dont have time to pursue such cases. https://www.confirm.citec.com.au/citecConfirm/elearning/vehicle/qld_motor_vehicle_register.shtml, (its not clear the witness left their contact details). Yea i think so but they said that the insurance policy says that i have to provide the name phone number and address of the other party. Things To Do Immediately At the Scene. Call Texas Ranger Walker and report it. In NSW, a small portion of all money paid to purchase CTP insurance is contributed to the Nominal Defendant Fund by insurers. There is nothing stopping them legally from requesting this. We’re reader-supported and may be paid when you visit links to partner sites. I can only vouch for my own experiences and my name, and driver's licence number were recorded in their counter log along with the rego number I was requesting owner's details for. Luckily I managed to get his number plate reg. Any subsequent damage from driving the car won’t be covered by insurance and may invalidate your claim. Even though I was already on the phone they made no offer to take the report over the phone. Please read our website terms of use and privacy policy for more information about our services and our approach to privacy. Sorry to hear OP...just sucksI have heard of people who had a hit and run, and they go to the police station and the officers there were very helpful and gave address away. Because if this is true then there is a bigger problem here than someone making assumptions and it will get me off your back pronto. Some people aren't home when a cop actually finds some downtime between jobs to go and knock on someone's door. If the other guy phoned them I expect they would have told him the same thing. The police got no consent from anybody before they gave me the other driver's details. How to get life insurance if you’ve had a stroke. Please refer to our. It is incumbent on them to explorer all avenues when investigating a claim. They will take you to court, issue a Statement of Claim, you either defend or you don't , the former you will have to convince the magistrate it wasn't you, the magistrate will ask you to nominate the driver, if you don't he will order judgement in favour of the plaintiff (insurance coy) If you don't the insurance coy will enter a default judgement and pursue you for the damages. i had a hit and run too,i have rego, witness, name&add from police, pieces of the car matching their cars colour.police knocked on car owners door, he said he didn't do it and the damage was from a long time ago, case closed. Contempt of court , do you know what that is? posted 2011-Jan-1, 12:06 pm AEST O.P. Severe hailstorms are forecast for the east coast of Australia this week and car-owners are being warned of potential damage. Drivers don't just face extra fines. Note in writing any other details that may be relevant, such as whether you heard a loud crash in the night and what time it may have been. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. If you do drive your car and it handles strangely, or it seems there may be more than just a cosmetic problem, then park it somewhere safe as soon as reasonably possible. Again, you're making assumptions to suit your argument... much like this one: If what you are saying is true (I'm definitely not making that assumption) and the officer gave you the other parties details without speaking to them first, then the officer was either brand new or thought you were such a top person that it was worth risking their job for you. If the details were provided, it was with the other parties consent. Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. If you've come back from the shopping centre only to find a huge scratch down the side of your car, it's easy to panic. There is a criminal offence for hiding a crime.. So you would have divulge who was driving if the Police were involved, you agree with me on that. These types of accidents occur for a variety of reasons but basically it all comes down to the fact that the fleeing driver fears the legal or financial consequences of the accident they have caused. He has their rego number the insurer has a means to identify the owner. A Budget Direct study reveals what makes drivers angry and shares tips on how to stay cool. His insurer will write to owner claiming liabilty against them and its up to the owner to prove someone else was driving i.e nominate another driver or if it was stolen provide the police report. I certainly wouldn't come to the assumption that this is the luck of the draw from two or three dubious accounts of a person's uncorroborated story that I read on here. That's what they do on your behalf if they can find the time and you want the matter followed up, because as you correctly said (you're getting better): Ever tried to register a car without providing a name and address? It was less than an hour after a hit and run accident that I made a report at the police station. If the other driver doesn’t stick around to exchange details but you manage to get their rego number, you can contact the State Insurance Regulatory Authority. They will soon get their ass into gear. I called the insurance with the details of the accident and the rego number of the other car but the insurance people said that they cant do anything in terms of my excess, unless i give them the phone number or address of the other driver (which I don't have). I suppose that is one reason that you should go with GIO. Hence why there are certain policies in place for releasing information to the general public, to prevent mishaps. Yes I have been in court representing a large finance company on legal matters so I know my way around so to speak... basic situation: I was involved in a car accident while I was driving my sister's car. Somehow I have doubts he was going to make a police report after he had committed a hit and run. The cops have the ability to look up this info on their computer but sometimes won't give it to you citing privacy bull. There is an attitude that some people have, that they are so expectant that their problem is the most deserving of a cop's time that seems to drive this opinion. The police got no consent from anybody before they gave me the other driver's details. I suggest you speak to someone higher, like the desk sergeant or Commander. They said they cant do anything and even sent me an email saying that they no longer request the rego searches. Just trying to get out paying you and forcing more money out of you. In many (if not all) States, if a person fails to stop and exchange particulars after a MVA, the matter should be investigated by the Police (even if it is only minor damage) and a traffic report filed, including any action that was taken (if appropriate in the circumstances). No. Some cars are fitted with dashcams, and sometimes the area’s covered by CCTV, so the incent may be recorded. and i will have to pay the excess unless i provide them with the phone number and address of the other party. This is a frustrating part of the process and will no doubt seem grossly unfair when you’ve done nothing wrong, but unless you can prove who the other driver was there’s usually no way around it. cops have the ability to look up this info on their computer but sometimes won't give it to you citing privacy bull. Finally got a call back from the police and they said the other driver has accepted his fault and have provided his details. This just a cost cutting measure on their part. It can be done without a police case number but you have to make a stat dec that the vehicle in question has caused you a loss and you need a repairers quote. Videos re-hosted on imgur to take a load off my server. Hi, Last Friday someone hit my car in a parking lot and drove off without leaving any note on my car. I doubt too many stalkers would be walking into a police station and giving the cops their own ID so they can get the name and address of somebody from a rego number. They're also at risk of increased insurance premiums and license suspensions. It seems to vary with the cop you get. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. However, you may lose important evidence by leaving the accident scene. Nothing. Please help me make out the license plate (vids inside) Vehicle ID'ing help. So if I get in your car with your knowledge and run over and kill somebody you are telling me the police are powerless and you fail to cooperate with the police and hide a crime and there is no consequences for you? The difference is that the law creates such an onus on registered owners to identify the driver when fines are involved – there is no such onus in civil matters. Today I noticed someone had hit my car on the rear bumper and done some slight damage. I think its also a possibility that the guy who hit my car himself left a note on my car with an incorrect or someone else rego number.. That sentence makes no sense – I already explicitly said that the process was to contact the police for them to investigate, and that the insurance company and the victim have no power to compel the registered owner to do anything. This what I said unless you have anything to suggest that they dont have any or! 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